No Interest Loan Scheme NILS

Conditions, fees and charges apply. Limited to cash held in a Summerland savings or fixed term deposit account. The comparison rate is based on a secured loan of $10,000 over 3 years. The comparison rate is based on a secured loan of $30,000 over 5 years. Conditions, fees, and eligibility criteria may apply, see us for details.

Good old-fashioned customer service

That’s why, in addition to online and phone banking services, we also have a number of local and accessible branches across the Northern Rivers NSW and South East Queensland. At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs. Use this portal to access and manage your land tax information. With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank. Access and manage your vacant residential land tax information.

We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan. When applying for a No Interest Loan of up to $2,000, there are NO credit checks. If you are 18 years or older, and you meet our other eligibility criteria, you are entitled to apply.

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A mortgage secured loan for environmentally sustainable properties. Summerland is your key to achieving your dream home anywhere in Australia. Home loan options designed to give you flexibility today and confidence for tomorrow.

Different terms, fees or other loan amounts might result in a different comparison rate. At Summerland Bank, we believe in a friendly, personalised kind of banking. With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.

You get the credit with Summerland

You will feel familiar with CoinSpot from the beginning and have access to everything you need to buy, sell and manage your cryptocurrency. Pay land tax and vacant residential land tax by instalments. The 2025–26 payroll tax annual reconciliation is fast approaching and is due to be lodged and paid by 21 July 2026. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past, present and future. We acknowledge and honour the Traditional Custodians of the land on which we meet, work and live. Offer only available to new credit cards accounts.

A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart. No matter your needs, Summerland Bank offers a range of competitive, online casino flexible, and low interest loans designed to help you reach your potential. A fixed rate loan to give you certainty and peace of mind.

This doesn’t count against you for a no interest loan. Refer to Good Shepherd no interest loans to purchase a car Not all NILS providers can help with this loan type. No interest loans for vehicles is a specific loan product aimed at helping you buy a car.

If no interest loans is suitable for you, you will be provided with information on the document requirements and details of how to apply. Depending on how quickly you can provide the requested information, it can take a few days to finalise and submit your loan application. This means we don’t do credit checks and we don’t have immediate access to financial information about you. When applying for a No Interest Loan of up to $2000, there are NO credit checks.

If your application is urgent, please let us know. We may refer you to another provider if we cannot meet your timeframe requirements. Once your loan is submitted to the loan provider, we usually get an assessment decision in hours. If you have all requested supporting documents ready to send with your application, this will speed up the process. As a result we can’t do “quick checks” with “fast approval” like some of the “fast cash” services. We pay the invoice directly to the supplier.

• No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential.
• A Summerland representative will call you back at a time that works best for you.
• With branches conveniently located throughout the region, and innovative online banking services, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
• Offer available in respect of balances transferred from non-Summerland credit card accounts issued in Australia only.
• Lending criteria apply.
• Fraudsters are impersonating Summerland and asking for personal details.

Enjoy a simpler, more intuitive way to manage your Internet Banking. Fraudsters are impersonating Summerland and asking for personal details. Gifts of $2 or more to the social work of The Salvation Army in Australia are tax deductible.Details and ABNs

Comparison rate is based on a loan of $150,000 over 25 years. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. At Summerland Bank, we leave no stone unturned to ensure that your money is both easy for you to access and well protected. So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special. It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future.